New Oregon Law Will Allow State to Garnish Lottery Payouts

One of the reasons many people choose the lump sum lottery payout when they win it big it to take control of their money and get the government out of it. The government already withholds up to 25% of jackpot winnings in taxes and now a new state law that’s set to take effect in Oregon on Jan. 1 will open the door for more garnishment of some delinquent citizens who win lottery payments. According to, the new law gives the Department of Human Services and the Oregon Health Authority the authority to garnish lottery payouts of $600 or mor

Should You or Should You Not? The Annuity Conundrum

Should you sell your structured settlement annuity? It is a question that needs some consideration. Selling an annuity settlement may solve some cash problems you have in your immediate future, but may short-change you in the long run. It comes down to taking a hard look at your money issues today, and doing your best to forecast for what may come later. Death and Taxes (and More Taxes). One fact that works against keeping a structured settlement annuity is the taxes upon it. No one likes paying taxes, even when they go towards Social Security or the national defense budget. Taxes on an annuity are likely to be more annoying, as the payment is because the court ordered it for a pe

4 Quick Tips for Selling Your Annuity

If you have an annuity settlement right now, you might just be one of the countless people hoping to sell annuity payments and get a lump sum of cash in return. There are plenty of reasons why this could be a great option for you — and most of them are all about getting control over the money that’s already technically yours, but which you can’t use. So if you’re looking to sell your annuity settlement but if you arne’t really sure where to start, here are a few tips to get you going: First off, remember that you’ll want to work with a buyer that is legitimate and will give you all of the necessary information up front. You’ll want to make sure that the entire process is do

Sell Your Settlement and Get Fast Cash

If you are going to be receiving payment from a settlement, you can actually sell those payments and access your settlement cash sooner. Chances are, if you are going to be receiving settlement cash, it is going to take awhile to get to you. You will need to pay your living expenses and bills and such now, before the case is closed. So that’s where this article comes in handy. The first step would be to connect with a company that can give you the money that you need before you even get you settlement money. Usually, you do not have to pay any up front costs until the settlement actually gets to you. Here are a few other reasons you may want to access your settlement cash sooner. Lottery Co

How Initial Public Offerings Can Expand a Company

Today, competing in a flooded marketplace is more of a challenge than ever before. Since the rise of the stock market in the late 1990s, the idea of initial public offerings (IPO) has become an increasingly popular tool for smaller companies looking for capital. Many of today’s large corporations at one point issued a public offering in their early stages. Typically, initial public offerings involve a company putting up anywhere from 10 to 15% of the entirety of the business for sale. In doing so, the capital they gain from investors can be used to expand their organization, allowing for increased output, higher rates of production, and the implementation of new products and services. By selling shares for a lower price than they’re actually valued at, companies and individuals will be able to invest in the business in hopes of receiving revenue from future production. Most often, IPO prices sell shares for around 13 to 15% less than what the regular trading price would be. To ensure that investors will buy substantial amounts of stock in enough time for the company to expand and compete, IPOs are only held for a designated amount of time until the predetermined amount of

5 Quick Ideas for Smarter Investments

Maybe you’ve finally been able to pay off the last of your credit card bills and you’re excited about finally getting out of debt. Maybe you’ve stumbled upon a large sum of money (Lottery winnings? Structured settlement? Gift?) and you want to be smart about what you do with it. Maybe you’ve just decided that it’s about time to start saving up for retirement (if you ever end up retiring, that is…). Regardless of how you came to be here, the important thing when it comes to making an investment — or multiple investments — is that you do your research and figure out which investment options are the best choice for you. Feelin’ a bit stuck? Here are a few no