How Much Money Could You Be Losing By Not Selling Your Annuity?

Do you receive annuity settlement payments from a lottery winning or a lawsuit? Receiving annuity payments are a nice padding to your monthly budget but might not be enough to change your life. Sometimes you can do more with the cash for annuity payments by selling all or part of your structured settlement. You might feel concerned that the value you could sell it for today won’t be as much as the amount you’d get over the life of the payments. It’s true. Companies who buy structured settlements are doing it to make money, if they paid the ent

3 Things You Have to Do After You Win the Lottery

If you ever somehow defy the odds and win the lottery, there are some important things you need to do. Your days may be worry free of money problems from there on out, but you’ll still have to take care of a couple matters first. Here are just a few things you’d have to do if you win. Think Really Hard About What You Want to Do With Your Winnings. – After you win, you can receive your new fortune either as a lottery lump sum payout, as a lottery annuity settlement. The lump sum is exactly what it sounds like. It’s all the winnings, right then, right there.

Keeping America In Business One Small Business At A Time

Have a small business and need some extra funding? It’s understandable: running a business costs a considerable amount of money! Additionally, people understand that sometimes it takes a little while for a smaller business to really get off the ground, especially in its first few years. If you’re thinking about getting small business lending but are wary about approaching a bank, there are other alternatives to get a loan. One place you could look is directly with the U.S. Small Business Administration. They have a tool on their website under “Loans and Grants Search” that can help you locate available loans and grants for small business lending purposes. Not all may be from a bank, but from the private sector as well. Why Is It Important To Fund Small Businesses? You may be surpr

How to Find the Best Pre-Settlement Loan Company

Winning the lottery is great, until the moment it actually happens. Only then do you discover the reality of the system complete with taxes, payment schedules, and hidden fees. What was once a dream to so many quickly can turn into a nightmare. Thankfully, there are options available to help you sell annuity payments and get cash for settlements quickly. By familiarizing yourself with what to expect when you do win, you’ll be better prepared to find the best pre settlement loan company. Payment Schedules Your schedu

Stocks What They Are, How They Work, And Why They Matter

If you’re anything like the people under 30 that we spoke to, a secret part of you wonders why we can’t just do away with grown-up things like banks and retirement funds and store all of our extra cash in a pillow case. This isn’t because you’re stupid. You just haven’t been empowered with the knowledge of how to make your money grow. We took social studies and math in high school, not “shareholder services” and “financial public relations.” Despite this education gap, it’s important that you grasp the principles of personal finance. The good news is, you don’t necessarily need to hire an investor relations firm to understand the basics. The main basic feature of higher finance we’ll be discussing below is that of the “stock.” 1. “What is a stock?” A stock is the word w

Looking For Commercial Real Estate Loans?

Are you an entrepreneur or business owner who is in need of commercial real estate loans? Now is as good a time as any to consider it especially since current interest rates can be as low as 3.50% for five-year terms and 4.50% for 20-year fixed! Whether you are looking for a commercial office space to open the business of your dreams or just a new location for your existing business you should be aware of a few things about commercial real estate lending. 1. Know The Market – Did you know that the rates of office vacancy are estimated to slightly decline from 15.7% to 15.6% through the fourth quarter of 2015? This information is great to know